BrokerLedger How it works Pricing FAQ Download for Windows Book a demo — 14 days free
Smart Tools. AI-Powered. Built for Brokers.

Bank statements read, sorted and lender-ready — in minutes.

BrokerLedger reads your client's statements, sorts every payment into a clear affordability picture, and flags what a lender will ask about. Your client's personal details never leave your computer.

Reads statements from the major UK banks — PDF, CSV or XLSX

NatWest Lloyds Halifax HSBC Barclays RBS TSB Co-operative Bank Starling Monzo Revolut …and more
Minutes per case, not hours
The slowest job in the fact-find, done while you make the coffee.
Private by design
Statements, reports and your client's personal details stay on your computer.
Consistent & compliant
The same categories on every case, with everything uncertain queued for your review.
Real people, UK-based
Built and supported in Hampshire, England. Email us and a person replies.
See it in action

Watch a statement become a report.

A quick illustration of what BrokerLedger does on your machine — every payment sorted, and the things a lender will ask about flagged for you.

Client statement — illustrative Ready
  • WAGES — ACME MORTGAGES LTD+£3,250.00Income
  • RENT — OAKWOOD LETTINGS−£1,150.00Committed
  • MOTONOVO CAR FINANCE−£245.00Car finance
  • ADMIRAL INSURANCE DD−£62.00Insurance
  • COUNCIL TAX — BCP COUNCIL−£165.00Committed
  • BRITISH GAS DD−£98.00Committed
  • TESCO STORES 2731−£82.00Discretionary
  • PADDYPOWER−£50.00Gambling
  • FASTER PAYMENT — J SMITH−£400.00Fast payment
  • SPOTIFY−£11.99Discretionary
£1,720
Committed
£94
Discretionary
£1,436
Net disposable
Flagged for review: gambling (£50) and a fast payment to an individual (£400)
View the full sample report →
How it works

Three steps from statements to report.

If you can drag a file onto the screen, you can use BrokerLedger. Easy enough for an assistant to run.

1

Add your client

Drop in up to three months of statements, across up to five accounts. PDF, CSV or XLSX.

2

BrokerLedger reads them

Every payment sorted into committed and discretionary spending, with anything a lender will query flagged for you.

3

Download the report

A lender-ready expenditure report built the way underwriters expect. Attach it to the case and move on.

Under the bonnet

Serious technology. Simple to use. Built to be trusted.

BrokerLedger pairs AI-powered reading with strict, verifiable safeguards — so you get speed without giving up control.

Reads every line, like an expert

AI-powered categorisation sorts every payment into the affordability categories underwriters expect — with a confidence score on each one.

Flags what lenders ask about

Gambling, payday and short-term lenders, fast payments to individuals and insurance direct debits — surfaced automatically, so nothing slips past on a busy day.

Learns your corrections

Confirm a merchant once and BrokerLedger remembers it — on every future case, for every client. The more you use it, the less you review.

Exact numbers, every time

The AI reads and labels; the software does all the arithmetic. Every total in your report is calculated, never guessed — the same inputs always give the same figures.

You stay in control

Anything uncertain goes to a review queue for your sign-off — the software never quietly decides for you. Your judgement stays at the centre of the case.

Always up to date

BrokerLedger keeps itself updated automatically, so you're always on the newest version — no IT department required.

Why brokers trust it

Your client's personal details never leave your computer.

Most "AI" statement tools upload your client's statements to someone else's server. BrokerLedger works the other way round: it strips names, account numbers and sort codes on your machine before any payment is categorised — and if it can't verify a statement is fully de-identified, it stops rather than proceed.

Typical cloud tools

  • Whole statements uploaded to a third-party server
  • Client names, account numbers and other PII leave your network
  • You depend on someone else's security for your client's data

BrokerLedger

  • Statements and reports stay on your own computer
  • Personal details are stripped locally — no PII is ever uploaded to us
  • If privacy can't be verified, nothing is processed — it fails safe
  • You remain the data controller, with a full audit record
By hand vs BrokerLedger

The slowest job in the fact-find, done for you.

 By handWith BrokerLedger
Time per caseAn afternoon of readingMinutes to read, minutes to check
ConsistencyVaries with whoever does itThe same categories, every case
The workType every line yourselfIt reads every line — you just review
Risk spendingEasy to miss on a busy dayFlagged automatically for review
Client dataHowever it's handledStays on your own computer
The outputBuild the summary yourselfA lender-ready report, ready to attach
What it's worth

See the hours you'd get back.

Move the sliders to your own numbers. Most advisors save an afternoon's work every week.

15 hours
saved every month
£530
of your time, back every month

Based on review taking ~5 minutes per case with BrokerLedger. Illustrative.

Trusted by mortgage advisers across England & Wales

Built and supported in the UK.

Ai Broker Solutions is a UK company based in Hampshire, England. Email us and you'll reach a real person here in Britain — not a queue in another time zone.

Plans

Pay for cases. Never for seats.

One price per firm, based on how many cases you run in a month. Add your whole team — every staff seat is free, always. A case is one client, however many applicants or statements it holds.

Every plan starts with 14 days free
Solo
£24.99/mo
£2.78 per case
1–9 cases / month
For a single advisor.
  • Up to 9 cases a month
  • Unlimited staff on the account
  • 3 months of statements per client
  • Up to 5 accounts per client
  • Auto-updates & email support
Start free trial
Team
£194.99/mo
£1.03 per case
30–190 cases / month
For a busy brokerage.
  • Up to 190 cases a month
  • Unlimited staff on the account
  • Everything in Growth
  • Priority support
  • Unlimited statement retention
Start free trial
Large Company / Broker
Custom pricing
Bespoke pricing
191+ cases / month
For large brokerages and networks.
  • Unlimited monthly volume
  • Unlimited staff on the account
  • Everything in Team
  • Dedicated account manager
  • SLA guarantees
Talk to us

One payment plan per firm — add as many brokers, case administrators and support staff as you need at no extra cost. You're billed for cases processed, not seats. A case counts once when you confirm it — keep adding names and statements to it afterwards at no extra cost. Fair use applies. See plan limits & terms. Online checkout is coming soon — your free trial download is available now.

Questions

The things brokers ask first.

Is my client's data safe?
Yes. Your client's statements and finished reports stay on your computer. Client names, account numbers and sort codes are stripped on your machine before any payment is categorised — no personally identifiable information (PII) is ever uploaded to us. If the software can't verify a statement has been fully de-identified, it stops rather than proceed. You remain the data controller.
How does the AI part work?
BrokerLedger reads and de-identifies the statement on your computer first. Only de-identified payment descriptions — no names, no account numbers, no balances — are used to decide each category. Every total in the report is then calculated by the software itself, not by the AI, so the figures are exact and repeatable, and anything uncertain is queued for your review.
Which banks does it work with?
The major UK banks — including NatWest, Lloyds, Halifax, HSBC, Barclays, RBS, TSB, the Co-operative Bank, Starling, Monzo and Revolut — in PDF, CSV or XLSX, up to three months of statements across up to five accounts per client. If your client's bank isn't reading cleanly, tell us and we'll look at it.
Will lenders accept the report?
The report is built around the affordability picture underwriters expect — committed versus discretionary spending and net disposable income — ready to attach to the case. See the sample report.
Do I need to be technical?
No. If you can drag a file onto the screen, you can use it. Most advisors are up and running in minutes, and the app keeps itself updated automatically.
Where are you based?
We're a UK company based in Hampshire, England, with UK-based support. Email [email protected] and a real person will help.
How much does it cost?
From £24.99 a month, priced on how many cases you run: Solo £24.99 (1–9 cases), Growth £62.99 (10–29 cases, our most popular plan), Team £194.99 (30–190 cases), and a tailored plan above 190. Staff seats are unlimited and free on every plan — you only pay for cases, pooled across your whole firm. Every plan starts with a 14-day free trial. See pricing.
What counts as a "case"?
A case is one client in BrokerLedger — however many applicants or statements it holds. A joint application entered as one client is one case; two separate applications are two cases. A case counts once, when you confirm it, and you can keep adding names and statements to it afterwards at no extra cost. Cases are pooled across your whole firm, so it doesn't matter which advisor runs them.
Is there a free trial?
Yes — 14 days free on every plan. Book a demo and we'll get you set up, then run your own cases and decide.
I already have a licence — where do I download the installer?
Download the BrokerLedger installer. This link always serves the current release, and the app keeps itself up to date automatically after that.
Refer a broker

Refer a business — you both get a month free.

Know another brokerage still reading statements by hand? Introduce them. When they come on board, you each get one month free — on top of the 14 days everyone starts with.

Book a demo. Get 14 days free. Decide on your own cases.

Fifteen minutes, no obligation. We'll set you up, then you run real cases and see the difference for yourself.

14 days free on every plan No obligation UK-based support

Already signed up? Download BrokerLedger · Know another broker? Refer them →

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